/* ==========================================================================
   Segments (personal / business)
   ========================================================================== */
.segments {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    max-width: 1100px;
    margin: 0 auto;
}
.segment {
    padding: 44px 36px;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    transition: transform .25s, box-shadow .25s;
}
.segment:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.segment-dark {
    background: var(--primary);
    color: rgba(var(--on-dark-rgb), .85);
    border-color: var(--primary);
}
.segment-dark h3, .segment-dark p { color: var(--on-dark); }
.segment-dark p { color: rgba(var(--on-dark-rgb), .75); }

.segment-icon {
    width: 64px; height: 64px;
    display: grid; place-items: center;
    background: rgba(var(--accent-rgb), .1);
    color: var(--accent);
    border-radius: var(--radius);
    margin-bottom: 24px;
}
.segment-dark .segment-icon { background: rgba(var(--accent-rgb), .2); }
.segment-icon svg { width: 32px; height: 32px; }
.segment h3 { font-size: 1.4rem; font-weight: 600; margin-bottom: 12px; }
.segment > p { color: var(--ink-2); margin-bottom: 20px; }
.seg-list { display: flex; flex-direction: column; gap: 10px; margin-bottom: 28px; }
.seg-list li {
    padding-left: 26px;
    position: relative;
    font-size: .93rem;
    color: var(--ink);
}
.segment-dark .seg-list li { color: rgba(var(--on-dark-rgb), .85); }
.seg-list li::before {
    content: '';
    position: absolute;
    left: 0; top: 6px;
    width: 14px; height: 8px;
    border-left: 2px solid var(--accent);
    border-bottom: 2px solid var(--accent);
    transform: rotate(-45deg);
}